Gas Station Credit Cards with Rewards You Should Know About

Last Updated on November 22, 2025 by Amrita Das

With gas prices always fluctuating, finding ways to save money at the pump is a top priority for many drivers. A gas rewards credit card can be a powerful tool, turning your necessary fuel expenses into cash back, points, or travel miles. These cards offer elevated rewards on gas purchases, helping you earn back a portion of what you spend every time you fill up your tank.

The key to maximizing these benefits is finding the right card for your spending habits. Some cards offer a high, flat rate on all gas purchases, while others provide rewards in rotating categories.

You’ll also find co-branded cards that offer significant discounts at specific gas station chains. Beyond the pump, many of these cards also feature bonus rewards on other everyday categories like groceries, dining, and travel.

In this guide I will discuss with you some of the best gas rewards credit cards available today. Here, you will know their reward structures, fees, and extra perks to help you identify the perfect card to accelerate your savings and get more value out of every gallon.

Table of Contents

General-Purpose Gas Rewards Cards

These cards offer bonus rewards at a wide range of gas stations, giving you the flexibility to fill up wherever is most convenient. They aren’t tied to a specific brand, making them a great choice for most drivers.

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card is a powerhouse for everyday spending, offering excellent cash back rates in several common categories.

Gas Rewards: Earn 3% cash back at U.S. gas stations and on transit purchases. This includes taxis, rideshares, parking, tolls, trains, and buses.
Other Rewards: The card truly shines with its 6% cash back at U.S. supermarkets on up to $6,000 in purchases per year (then 1%). It also offers 6% cash back on select U.S. streaming subscriptions and 1% on all other purchases.
Annual Fee: $0 introductory annual fee for the first year, then $95.
Sign-Up Bonus: Earn a $250 statement credit after spending $3,000 on purchases within the first 6 months.

This card is ideal for individuals and families whose spending is heavily concentrated on groceries and gas. The annual fee is easily offset if you maximize the supermarket rewards.

Learn More: Blue Cash Preferred® Card from American Express

Wells Fargo Autograph® Card

The Wells Fargo Autograph® Card is a strong contender with its broad bonus categories and no annual fee.

Gas Rewards: Earn an unlimited 3X points on purchases at gas stations.
Other Rewards: The 3X points rate also applies to restaurants, travel, transit, popular streaming services, and phone plans. All other purchases earn 1X points.
Annual Fee: $0.
Sign-Up Bonus: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months.

With no annual fee and a wide range of 3X categories, the Autograph® Card is an excellent choice for consumers who want straightforward, valuable rewards across many aspects of their budget.

Citi Custom Cash® Card

This card offers a unique approach to rewards, automatically adapting to your spending habits each month.

Gas Rewards: Earn 5% cash back on up to $500 spent in your highest eligible spending category each billing cycle. Gas stations are one of the eligible categories.
Other Rewards: You’ll earn 1% cash back on all other purchases and on spending above the $500 cap in your top category.
Annual Fee: $0.
Sign-Up Bonus: Receive $200 cash back when you make $1,500 in eligible purchases within the first 6 months after opening your account.

The Citi Custom Cash® Card is perfect for people with concentrated spending in one area. If gas is consistently your biggest monthly expense, this card delivers an outstanding 5% return.

Blue Cash Everyday® Card from American Express

A no-annual-fee alternative to the Preferred card, the Blue Cash Everyday® Card still packs a punch.

Gas Rewards: Earn 3% cash back at U.S. gas stations on up to $6,000 in purchases per year (then 1%).
Other Rewards: The card also offers 3% cash back at U.S. supermarkets and on U.S. online retail purchases (each on up to $6,000 per year, then 1%). All other purchases earn 1%.
Annual Fee: $0.
Sign-Up Bonus: Earn a $200 statement credit after you spend $2,000 in purchases within the first 6 months.

This card is a fantastic option for those who want solid gas and grocery rewards without committing to an annual fee.

Co-Branded Gas Station Credit Cards

If you’re loyal to a specific brand of gas, a co-branded card can offer some of the highest savings available, often in the form of an instant discount at the pump.

Costco Anywhere Visa® Card by Citi

For Costco members, this card is an unbeatable option for gas and other everyday spending.

Gas Rewards: Earn 4% cash back on eligible gas and EV charging purchases worldwide (including at Costco) for the first $7,000 per year, then 1%.
Other Rewards: You get 3% cash back on restaurants and eligible travel, 2% on all other purchases from Costco and Costco.com, and 1% on everything else.
Annual Fee: $0, but a Costco membership is required (starting at $60 per year).
Sign-Up Bonus:

This card’s 4% cash back rate on gas is among the best available. It’s a must-have for frequent Costco shoppers who can take advantage of all its reward categories.

Sam’s Club® Mastercard®

Similar to the Costco card, the Sam’s Club® Mastercard® offers exceptional gas rewards for its members.

Gas Rewards: Earn 5% cash back on gas purchased at Sam’s Club and other eligible gas stations on up to $6,000 per year, then 1%.
Other Rewards: Earn 3% cash back on dining and 1% on all other purchases.
Annual Fee: $0, but a Sam’s Club membership is required.
Sign-Up Bonus: Varies by promotion.

The 5% cash back rate on gas is difficult to beat, making this card a top choice for Sam’s Club members, especially those with long commutes.

ExxonMobil™ Smart Card

This card provides instant savings directly at the pump for loyal Exxon and Mobil customers.

Gas Rewards: Save 12 cents per gallon on Synergy Supreme+™ premium gasoline or 10 cents per gallon on other Synergy™ fuel grades.
Other Rewards: Earn a 5% return* at the close of each month when you shop at convenience stores or pay for car washes. This reward comes as a statement credit, applicable to the first $1,200 spent annually on non-fuel transactions.
Annual Fee: $0.

This is a straightforward card for drivers who consistently fuel up at Exxon or Mobil and prefer instant discounts over earning points or cash back.