Can A Child Use A Parents Costco Card?

Last Updated on May 15, 2024 by Amrita

Shopping with parents can be a great experience, especially when they have perks like a membership to a store like Costco. But a common question that comes up when shopping at Costco is can a child use a parents Costco card? The answer is not straightforward here for you.

One of the main reasons for this confusion is due to the membership policies at Costco. However, there is something for you. In this guide, you will learn the truth about the Costco membership card along with everything you need.

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About Costco: Can A Child Use A Parents Costco Card?

Costco is not just any ordinary retailer, it is a beloved membership warehouse chain that has captured the hearts of millions of Americans. With over 858 locations spread across eight countries and an impressive around 119 million cardholders, Costco stands out as one of the largest membership warehouse chains in the world.

What sets Costco apart from other retailers is its unique business model – it offers goods in bulk at discounted prices. While it is known for its extensive grocery offerings, Costco also sells a wide range of products including clothing, toys, and electronics.

Costo’s journey began in 1976, when it opened its first location in San Diego, California. Originally named “Price Club,” the warehouse was designed to cater solely to small business owners by providing them with affordable bulk goods. This concept proved to be successful and soon after, Price Club expanded to other cities across the United States.

In 1983, Jim Sinegal and Jeffrey Brotman founded Costco Wholesale in Seattle, Washington. Costco first opened its doors in Seattle on September 15, 1983. From there, the company quickly expanded across North America and eventually into other countries such as Canada, Mexico, and the United Kingdom.

Today, Costco is a household name and its success can be attributed to its unique business model, which focuses on providing high-quality products at discounted prices to its members. The company also prides itself on its ethical practices and dedication to employee satisfaction.

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Although the card is non-transferable, a child can use their parent’s Costco membership card in certain circumstances. The cardholder is allowed to bring up to two guests into the warehouse club for each visit and there are no restrictions on who those guests can be.

This means that a child could accompany their parent on a trip to Costco and make purchases using their parent’s membership card. However, the child must be with their parent at all times and the purchases made will be charged to the parent’s account.

In addition, if a child is added as an authorized user on their parent’s Costco membership card, they can have their own individual card linked to the same account. This allows them to make purchases on their own without needing to be accompanied by their parent.

It’s important to note that the primary member on the account is ultimately responsible for all charges made by authorized users, including their child. So it’s important for parents to carefully consider whether or not to add their child as an authorized user and monitor their spending accordingly.

One major benefit of having a child use a parent’s Costco membership card is the ability to take advantage of the warehouse club’s discounts and savings. Children can purchase items at the member-only prices, allowing them to save money on their own purchases.

However, it’s important to teach children about responsible spending and budgeting when using a parent’s Costco membership card. Parents should set limits and guidelines for their child’s use of the card and ensure they understand the value of money and the importance of sticking to a budget.

Costco Membership Rules For Family

There are certain rules and guidelines that come with becoming a Costco member, which are discussed in detail below.

Membership Requirements: In order to become a Costco member, you must be at least 18 years of age and have a valid government-issued ID. This means that technically, children under the age of 18 are not able to apply for their own membership.
Membership Renewal: Costco memberships are valid for one year from the date of enrollment. It is the responsibility of the member to renew their membership before it expires in order to continue enjoying the benefits.
Membership Cancellation: If you are not satisfied with your membership, Costco offers a full refund of the membership fee at any time. However, if you have used any of the benefits or services during your membership period, the refund will be prorated based on how much time has passed.
Household Memberships: Costco offers a Household membership, which allows for a primary member and one additional household member to be included on the account. This means that both individuals can use the same membership card. However, the primary member must be present for the additional household member to use the card.
Guest Shopping: Costco allows members to bring up to two guests with them on each visit, but they will not be able to make any purchases. Only the primary membership holder or their approved household member can make purchases.
Non-Member Purchases: Non-members can also shop at Costco by using a Costco Cash Card, but they will be charged an additional 5% on top of the member price for their purchases.
Use of Membership: According to Costco’s membership terms and conditions, the primary member is responsible for all purchases made on the account. This means that if a child uses a parent’s card to make a purchase, the parent will be held accountable for the transaction.
Returns and Refunds: Costco has a generous return policy, allowing members to return most items for a full refund within 90 days of purchase. However, refunds on certain electronics and appliances may have a shorter time frame.

Costco Membership Types And Prices

There are generally two types of memberships at Costco which are Gold Star and Executive. When it comes to price you will pay $60 per year for Gold Star membership and $120 per year for Executive membership. Both types of memberships can be purchased online or at any Costco warehouse.

Gold Star membership

The Gold Star membership is perfect for individuals and families who want to take advantage of Costco’s low prices on bulk items.

With this membership, you will have access to all Costco warehouses worldwide and can shop online as well. The membership also comes with a complimentary household card, which allows another member of your household to enjoy the benefits of your Gold Star membership.

Executive membership

The Executive membership is geared towards customers who spend more at Costco or want to earn cashback rewards. In addition to the benefits of the Gold Star membership, Executive members receive an annual 2% reward on eligible Costco purchases (up to $1,000). This membership also includes additional benefits such as roadside assistance, travel discounts, and more.

Is Costco Membership Worth It?

The cost of a Costco membership may seem steep at first glance, but the savings it provides can quickly add up. With discounted prices on household items, groceries, and gas, members can easily recoup their membership fee within a few trips to Costco.

Not to mention, the added benefits of cashback rewards and exclusive discounts make the membership even more worthwhile.

Additionally, Costco offers a satisfaction guarantee on all of its memberships. If you are not satisfied with your membership, Costco will refund your fee in full at any time throughout the year. This gives customers peace of mind and confidence in their purchase.

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Costco Membership Benefits For Families

With over 858 locations worldwide, Costco offers its members unbeatable deals on groceries, home essentials, and so much more. What sets Costco apart from other retailers is its emphasis on providing high-quality products at affordable prices.

This is made possible through Costco’s bulk-purchasing model, which allows them to negotiate lower prices with suppliers and pass those savings on to their members. But that’s not the only reason families love being Costco members. Here are some of the top reasons why a Costco membership is a must for any family.

1.Grocery and home essentials discounts

One of the main reasons families become Costco members is for the discounted prices on groceries and home essentials. With a wide selection of fresh produce, meats, dairy products, pantry items, household supplies, and more, you can easily stock up on all your family’s favorite products without breaking the bank.

And if you’re short on time or prefer not to shop in-store, Costco also offers convenient online ordering for home delivery.

But it’s not just the everyday low prices that make families flock to Costco. The warehouse club also has its own Kirkland Signature brand, which offers high-quality products at even lower prices than other name brands.

Plus, their signature gas stations offer Kirkland Signature Gasoline with deposit control additives designed to keep your car’s engine clean and running efficiently.

2.Travel discounts

Through Costco Travel, members can also save on their next family vacation. With exclusive deals on car rentals, vacation packages, cruises, and hotel stays, you’ll be able to plan a memorable trip without breaking the bank.

With Costco’s partnerships with top travel companies like Alamo, Avis, and Enterprise, you can trust that you’re getting the best quality and service.

3.Auto discounts

In addition to the discounts on new and pre-owned vehicles, Costco also offers a variety of services for maintaining your car. From tire rotations and balances to nitrogen tire inflation, Costco has you covered when it comes to keeping your vehicle in top shape.

And with their five-year Road Hazard Warranty on tires, you can have peace of mind knowing that your purchase is protected. Plus , with the convenience of pre-arranged pricing for Costco members, finding a reliable and trustworthy dealership is made even easier.

4.Savings on insurance, optical, and other health

Costco offers more than just discounted groceries and home essentials. Members can also save on insurance through CONNECT powered by American Family Insurance.

With additional discounts for students and safe drivers, Costco makes it easy to find affordable coverage for your family’s needs. Plus, with options for health, vision, life, and pet insurance, you can protect your family’s health without breaking the bank.

And let’s not forget about Costco’s Optical department. With affordable prices on eye exams, glasses, and contact lenses, you can keep your family’s vision in check without overspending. Plus, as a member of the Costco Member Prescription Program, you can save even more on your family’s prescription medications.

5.Home product-installation discounts

We all know how expensive home renovations and installations can be. But as a Costco member, you can save 10% on these services through their partnerships with trusted providers. Whether you need new flooring, shelves, or even a full kitchen remodel, Costco has got you covered.

And with the added bonus of receiving a Costco Shop Card worth 10% of the service cost, you’ll be able to treat your family to something special with the money you save.

6.Photo printing discounts

You can capture and preserve your family’s precious memories with Costco’s Photo Center. Members can print posters, photo books, calendars, cards, and more at discounted prices. Plus, their user-friendly website makes it easy to create custom photo gifts and keepsakes for your loved ones.

7.Costco anywhere visa card

As if all these discounts weren’t enough, Costco members also have exclusive access to the Costco Anywhere Visa card. With this Citi credit card, you can earn 2% cash back on eligible purchases from Costco and 4% cash back on eligible gas purchases up to $7,000 per year.

You’ll also get 3% cash back on restaurants and eligible travel purchases and 1% cash back on everything else, distributed annually. And don’t forget that you can use your rewards at Costco or exchange them for cash at a warehouse.

8.Other credit card options

While the Costco Anywhere Visa card offers fantastic rewards for Costco purchases, there are other credit cards to consider for your family’s Costco shopping needs.

The Chase Freedom Unlimited and Wells Fargo Active Cash Card are both great options that offer cash back on all purchases, making them versatile for everyday use. It’s worth exploring these options to see which one aligns best with your family’s spending habits.

Can A Child Use A Parent Costco Card FAQs:

Q.1: Can my kids use my Costco account?

A: As the membership card is only issued under the name of the primary member, technically only that person is allowed to use it. However, Costco’s policy states that members are welcome to bring up to two guests with them on each visit. So if you’re planning on bringing your kids along, they should have no problem using your card at checkout.

Q.2: Can I add my child as an authorized user on my Costco card?

A: Yes, you can add your child as an authorized user on your Costco account if they are at least 18 years old. This will allow them to use the card on their own without needing you present. However, keep in mind that you are still responsible for any charges made on the account by the authorized user.

Q.3: How to get a Costco card for free?

A: Costco doesn’t offer any free membership options, but they do have a $60 annual membership fee for Gold Star Members and a $120 Executive membership that comes with additional benefits.

However, if you have a friend or family member who is already a Costco member, they can add you as an authorized user to their account and you won’t have to pay for your own membership.

Q.4: Can you use someone else’s Costco card?

A: No, only the primary member named on the card is allowed to use it. However, if you are a guest of the primary member, you can shop with them and pay for your own items separately.

Alternatively, you can also ask the primary member to add you as an authorized user to their account. Authorized users are allowed to use the primary member’s Costco card and make purchases on their behalf.

Q.5: Is a Costco membership expensive?

A: Costco membership can be quite expensive. An annual membership for Gold Star Individual costs $60, while the Executive Membership costs $120. However, many people find that the savings they get from shopping at Costco make the membership fees worth it.

Q.6: Can I get a Costco card for my 16 year old?

A: Yes, a child can use a parent’s Costco card as long as they are accompanied by the parent or have authorization from the parent to use the card on their own. However, the parent is ultimately responsible for any purchases made with their card.

Q.7: Can my child use my Costco card without me?

A: No, children are not allowed to use a parent’s Costco card without the parent present or authorization from the parent. This policy is in place to ensure that only authorized individuals are using the card and to protect against any potential fraudulent activity.

Q.8: How much does it cost to add a family member to Costco membership?

A: An additional membership can be added to your existing Costco membership for $60 per year. This can include a spouse, domestic partner, or any other family member living in the same household.

Q.9: Can a married couple share a Costco card?

A: Yes, a married couple can share a Costco card. However, the membership must be in one person’s name and the other person will be listed as an authorized user.

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