Where Can I Sell A Lowe's In-Store Credit Card

Where Can I Sell A Lowe’s In-Store Credit Card? A Comprehensive Guide

by Amrita

Last Updated on May 17, 2024 by Amrita

If you have a Lowe’s in-store credit card that you no longer need or want, you may be wondering where you can sell it. Maybe you received the card as a gift but don’t shop at Lowe’s often, or perhaps you are looking to get rid of some store credit to make some extra cash. Whatever the reason may be, there are a few options available for selling your Lowe’s in-store credit card. So, Where Can I Sell A Lowe’s In-Store Credit Card? Lets read step by step.

Lowe's In-Store Credit Card

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About Lowe’s

Lowe’s is much more than just your average home improvement retail store. Founded in 1946, this American company has a long-standing history and continues to thrive as one of the largest retailers in the country.

With over 1,840 stores in 49 states and around 266,000 employees, Lowe’s has become a household name for many homeowners. Not only does Lowe’s offer a wide range of home improvement and household appliances, but they also have expanded their reach to Canada and Australia, showcasing their global presence.

In recent years, Lowe’s has even acquired 13 branches from Target Canada, solidifying their position as a major player in the retail industry. With fierce competition from its biggest rival The Home Depot, Lowe’s continues to innovate and provide top-notch customer service, making it a go-to destination for any home improvement needs.

As of January 2024, Lowe’s reported an impressive $0.92 B in cash and cash equivalents, highlighting its strong financial standing and ability to adapt to ever-changing market conditions.

It’s safe to say that Lowe’s is more than just a retail store – it’s a company that continues to grow and evolve with the needs of its customers.  Overall, Lowe’s is a reputable brand that has become synonymous with quality, convenience, and reliability in the home improvement industry.

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Where Can I Sell A Lowe’s In-Store Credit Card: Explore Step-By-Step

Lowe's Credit Card

Lowe's In-Store Credit Card


  • Online Marketplaces

One of the most popular and convenient ways to sell a Lowe’s in-store credit card is through various online marketplaces. These platforms allow you to list your card for sale and connect with potential buyers from all over the country. Some of the most popular online marketplaces for gift cards include Gift Card Granny, Checkout Saver, Raise, and Cardpool.

To sell your Lowe’s in-store credit card on these websites, you will need to create an account and provide some basic information about the card, such as the remaining balance and expiration date.

You can then set your desired selling price and wait for offers from interested buyers. Once a buyer is found, you will need to ship the physical card to them or provide the digital code if it’s an e-gift card.

  • Social Media Platforms

Another option for selling your Lowe’s in-store credit card is through social media platforms like Facebook and Twitter. Many people use these platforms to connect with friends and family, but they can also be useful for selling items, including gift cards. You can post about your card on your personal or marketplace pages and reach a larger audience of potential buyers.

However, when using social media to sell a gift card, it’s essential to take precautions to avoid scams. Be cautious of buyers who request the card information before making payment and only accept payments through secure methods like PayPal or Venmo.

  • Gift Card Exchange Websites

There are also websites specifically designed for buying and selling gift cards, such as Giftcard Zen and CardCash. These sites work similarly to online marketplaces but may offer different selling options, such as instant payout or the ability to trade your card for another retailer’s gift card.

However, keep in mind that these sites may charge a fee for their services, so be sure to read the terms and conditions before listing your card.

  • Local Buy/Sell/Trade Groups

You can also try selling your Lowe’s in-store credit card through local buy/sell/trade groups on Facebook or other social media platforms. These groups are often made up of people in your community who are looking to buy or sell items, including gift cards. You can post in these groups and connect with potential buyers in your area for a quick and easy transaction.

  • Craigslist Or Other Classifieds

Lastly, you can also list your Lowe’s in-store credit card on classified websites like Craigslist. These sites allow you to post ads for free and reach a large number of potential buyers in your local area. However, as with any online transaction, it’s crucial to take necessary precautions and only accept payment methods that are secure.

How To Get Cash From Lowes Credit Card?

While you may not be able to directly receive cash back from using your Lowe’s credit card in store, there are still ways to save money and potentially get cash through special financing offers. By utilizing the 5% discount offered when using the Lowe’s credit card at checkout, you can save a significant amount on your purchases.

Additionally, for larger purchases of $299 or more, you can opt for a deferred interest plan where you will not be charged any interest if the full amount is paid off within 6 months. This allows you to make bigger purchases without the immediate financial burden and potentially save up enough to pay off the balance within the 6-month timeframe.

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Lowe’s Gift Card Redemption Policies

Gift cards have become a popular choice for gift-giving, especially during the holiday season. They provide ease and flexibility for both parties.

However, many people are often left wondering if they can cash out their gift card or if it’s only redeemable for products at the designated store. In this case, let’s explore the policies surrounding Lowe’s gift card redemption.

  • Cash Redemption Exceptions

The answer to whether you can cash out a Lowe’s gift card is both yes and no. According to their official website, Lowe’s states that their gift cards are not redeemable for cash unless required by law.

This means that in some states, it is mandatory for retailers to offer cash back on gift cards with a remaining balance under a certain amount. In this case, Lowe’s will follow the state law and allow for cash redemption.

  • Non-Cash Redemption Options

If you are not in a state that requires cash back on gift cards, don’t worry – Lowe’s still offers other options for redeeming your gift card. Gift cards can be used to make purchases in-store or online at Lowe’s.

Additionally, you can use your gift card to pay for services, such as installation or delivery fees. If you don’t have enough balance on your gift card to cover the full purchase amount, you can combine it with another form of payment.

  • Terms And Conditions

It’s important to note that all gift cards come with terms and conditions that must be followed. Lowe’s gift cards are no exception. They cannot be redeemed or exchanged for cash, except where required by law.

Limitations On Using Lowe’s Gift Card For Credit Card Payments

It is not possible to use a Lowe’s Gift Card to make payments towards your Lowe’s Credit Card balance. This policy applies to all charge accounts and cannot be bypassed. While a gift card may seem like a convenient way to pay off any outstanding credit card bills, it is important to note that they cannot be used for this purpose at Lowe’s.

Customers are advised to use alternative forms of payment, such as cash or credit cards, to settle their Lowe’s Credit Card balances. This ensures that the gift card remains valid for future purchases at any Lowe’s store location.  However, customers can still use their Lowe’s Gift Card to purchase items in-store or online, making it a versatile and flexible option for redeeming store credit.

Does Lowes Give Cash? Return Policy

Lowe’s has a strict returns policy that states all sales are final and may not be returned, with the exception of certain items. However, if you do have an eligible item for return, you may be wondering if Lowe’s will give you cash back. The answer is yes, but it ultimately depends on how you made your purchase.

If you paid with cash or a debit card, you will receive a cash refund. If you paid by check less than 3 days ago, you will receive in-store credit. However, if your purchase was made with a check more than 3 days ago or with a credit card, you will receive a refund to your card.

It’s important to note that Lowe’s outlet locations have different return policies than regular retail stores, and items purchased at an outlet cannot be returned to a regular store.

Overall, while Lowe’s does give cash back for certain returns, it’s always best to thoroughly inspect items prior to purchase as all sales are final. So, you should make sure that the item you are purchasing meets your needs before making a final decision at Lowe’s.

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Who Funds Lowe’s Credit card?

The Lowe’s Store Card, like many other store credit cards, is funded by Synchrony Bank. This financial institution specializes in providing credit cards to major retailers and has a strong presence in the United States.

As one of the largest issuers of store credit cards, Synchrony Bank is trusted by both businesses and consumers alike. With its partnership with Lowe’s, Synchrony Bank offers customers the opportunity to access exclusive benefits and rewards when using their Lowe’s Store Card.

By providing funding for Lowe’s credit card, Synchrony Bank plays a crucial role in facilitating the financial transactions between Lowe’s and its customers, making it a key player in driving the success of this popular store card.

Lowe’s In-Store Credit Card Question And Answer | Where Can I Sell A Lowe’s In-Store Credit Card?

Lowe's In-Store Credit Card Question And Answer

From Lowe’s


Lowe's In-Store Credit Card FAQ's

From Lowe’s

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Final Thoughts | Where Can I Sell A Lowe’s In-Store Credit Card

If you find yourself in a situation where you have a Lowe’s in-store credit card that you no longer need or want, there are options available for selling it I already mentioned. You can try selling it through online marketplaces such as eBay or Craigslist, or even sell it to a friend or family member as you wish.

However, keep in mind that gift cards and store credit cards should only be sold at face value. Selling them for a higher price can be considered fraud and may result in legal consequences.

In conclusion, Lowe’s offers various options for redeeming gift cards and credit card balances, making it a convenient and flexible choice for customers. However, it’s important to understand the terms and conditions of these policies to ensure a smooth shopping experience at Lowe’s.

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